In the state of Arizona all cars on the road are obliged to carry insurance. This means that in any pile up, which was not your fault, you can rest reasonably assured that any damage you receive will be covered, if not by the individual then by the insurance that is carried by that auto.

In the state of Arizona all cars on the road are obliged to carry insurance. This means that in any pile up, which was not your fault, you can rest reasonably assured that any damage you receive will be covered, if not by the individual then by the insurance that is carried by that auto.

In minor fender benders, with is no physical damage, this is moderately straightforward. The driver at fault either pays for the damage out of pocket or the claim must go against the insurance on that vehicle. There are statutory minimums which are as follows: $15,000 for death or injury of any one person in a single pile up. $30,000 for all persons injured or killed in a single accident and $10,000 for property damage caused in any one accident.

As one can imagine, $15,000 would not even cover the medical bills in the event of a broken leg requiring 6 weeks of hospital intervention. Nor would $30,000 go very far if there were 4 people in the car all of whom needed hospitalization and prolonged nursing care. Thus it is recommended that all motorists take out their own insurance policy to the value of a minimum of $50,000 to cover themselves in the event of being in an pile up caused by an under- or uninsured motor car.

With the costs of medical bills being what they are, and with the repairs to your own motor vehicle mounting up, For example a fender without difficultly costs $1,000 and then painting and labor will quickly eat up $5,000, much further damage and the entire $10,000 is gone. Thus it would be as well to take out as much UM/UIM insurance as you can afford. This is advisable especially if you drive a newish motorcar.

It might be fairly easy to claim if there is no injury, but in the event of bodily harm, hospitalization, after-care, disablement and pain and suffering a whole separate set of circumstances come into play. It would be best to consult with Phoenix Personal Injury Lawyers to assist with the claims involved. An individual claiming on their own will find that there will be many barriers to receiving a full settlement of expenses and bills and is unlikely to receive anything at all satisfactory for future care, pain and suffering, loss of earnings or disfigurement. Phoenix Personal Injury Lawyers are well aware of all these obstacles and have the knowledge and experience to navigate through them. They will be relentless in pursuing every avenue to get you the best settlement they can manage.

Phoenix Medical Malpractice Lawyers operate in a similar manner in the interests of their clients. Many people have suffered from a botched or inadequate medical procedure and Phoenix Medical Malpractice Attorneys are there to ensure that they are adequately compensated for the discomfort and damage so inflicted upon them.

If you have been injured in an auto accident that was not your fault, or have suffered discomfort from a badly performed medical procedure (including drugs with adverse side effects contact them today.

The Law firm Harris, Powers & Cunningham
361 E. Coronado Road
Phoenix, AZ 85004
Phone: 602.910.6779
Toll-free: 888.691.0990
www.hpc-lawyers.com

In Phoenix personal injury attorneys at Harris Powers & Cunningham offers legacy in personal injury. The Phoenix medical malpractice lawyers are dedicated and compassionate in helping clients.